Friday, November 9, 2018

Basics of Dental and Multi-Benefit Savings Plans

DentalPlans.com Review – Find Discount Dental Insurance Alternatives

Like a traditional insurance policy, your savings plan comes with a membership card and unique ID that entitles you to preset discounts on services and procedures. To ensure that your plan is accepted, you should offer up your membership Dentalplans coupon when establishing a relationship with a provider. For billing purposes, you also need to show your card when you leave the office after a visit.

Unlike a regular insurance policy, your savings plan doesn’t come with a copay, coinsurance, or other expenses. You simply pay a discounted rate for the services you receive. You can’t use your savings plan in conjunction with any other insurance or savings plan, though you may use it to offset costs that exceed your dental insurance plan’s annual coverage cap.
Upfront Cost

For each dental savings plan, you pay an annual membership fee that ranges from about $80 to $180 for an individual and about $110 to $280 for a family. Fees for other savings plans, such as vision and chiropractic, range from $30 to $50 for individuals and $50 to $80 for families. Unless otherwise stated, all plans activate three calendar days after you purchase them. They automatically renew each year unless you choose the “Do Not Renew” setting on your account dashboard.
Savings on Services

Basics of Dental and Multi-Benefit Savings Plans - Couponfond.com


For all plans, the fee entitles you to savings of 10% to 60% on the cost of an office visit or procedure – the exact discount depends on the specific Dentalplans coupons code 2018 and what you’re paying for. To arrive at the discount, the plan sets a maximum cost for each service, procedure, or prescription. For instance, a multi-benefit plan offered by Bonus Benefits caps the cost of an in-ear hearing aid at $670, compared to a nationwide average cost of $873. A dental-only savings plan offered by CVS Caremark caps the cost of a routine dental checkup at $24, compared to a nationwide average of $57.

Key Features

  • Dental Plan Search Feature. Specifically for dental savings plans, :DentalPlans offers two different ways to search for a suitable product: by provider and by procedure. For providers, you can do a broad search that requires just your ZIP code, a particular type of dentist (such as orthodontist or periodontist), or the name of your preferred dentist, to see which (if any) plans are accepted. With the procedure search, you can select up to five services or procedures (such as braces, root canals, and gum treatments) and input your ZIP code to find plans in your area. The procedure search feature is particularly useful if you don’t have time to wade through the restrictions and fine print for each plan. There’s no search tool for non-dental plans because there just aren’t that many.
  • Auto-pay. When you sign up for a savings plan, you need to provide a credit card. You’re automatically enrolled in auto-pay, which charges your plan’s fee to your stored card on your annual renewal date. You can opt out of auto-pay at any time.
  • Live Customer Service Representatives. :DentalPlans  Coupons makes human employees available by phone and online chat between 8am and 9pm EST Monday through Friday, 9am to 6pm on Saturday, and 10am to 5pm on Sunday.
  • Discounts and Sales. To sweeten the deal for new customers, :DentalPlans may also offer temporary discounts and sales. For instance, its Labor Day 2014 sale offered three months free and 10% off the remaining annual fee for any plan purchased over the weekend.
  • Cancellation Policy.: Dentalplans coupons codes has a no-questions-asked cancellation policy for the first 30 days of your plan enrollment. To cancel, call into customer service with your member ID. Full refund of your annual membership fee – which you pay upfront – typically comes within 30 days after you make the call. If you want to cancel after 30 days, you can do so as well. However, to receive a prorated refund, you must meet certain criteria, such as being unable to find a participating provider within 25 miles of your home (50 miles in rural areas) or not receiving your plan’s promised savings from a provider that claims to participate.
  • Services for Providers. :Dentalplans refer a friend coupon code definitely caters to patients, but the company does offer some perks to entice providers to accept its savings plans. For instance, it offers marketing support in the form of banner ads, landing pages, postcards, mailed brochures, and automated emails. It also sends a monthly newsletter with industry happenings and promotional tips. And, for a fee (which is not disclosed publicly), providers can advertise on :DentalPlans’ website.

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